You can purchase your money orders any time of the day at any of the western union agents, RiteCheck, 7-Eleven, CVS, or Rite Aid.
Read on for more details on what a money order is, how to use it, and where you can buy it at any time within the24 hours of the day.
Money Order
A money order is a safe form of prepaid payment for a defined amount of money. It is a safer means of holding money than checks and cash. A money order is also an excellent option for making bill payments when you do not have access to a bank account.
It is far better than a check because personal security details are absent, making it impossible for thieves to assess it. In general, consider a money order a safe and credible method of transferring funds between two people.
How does it work?
When you buy a money order, identify who the recipient will be. Then to authenticate it, both parties will have to sign it. This makes this form of money very safe because it is not susceptible to theft.
When to Use a Money Order
A money order could be your best choice when cash and checks are not acceptable or put you at risk. You can use money orders when
• there is a need to safely send money to another party without exposing your security details.
• Your bank account is not readily available to handle the payment of bills.
• You want to send money to someone in another country.
How to Buy a Money Order
If you want to purchase a money order, follow these simple steps:
Ensure you have all the requirements: the correct name of the payee, the amount to be sent, cash or debit card, and, in some cases, the necessary document (we will discuss this later). It is important to note that the credit card can be used, but it usually carries extra charges.
Fill in your accurate information and sign the money order. Note that a change of information after filling out is not possible.
Collect and keep the receipt
You and the receiver have to keep track of your money order.
Locations to Get a 24 Hour Money Order
You can get your money order at any given time within 24 hours of the day from the locations listed below.
• RiteCheck
5 RiteCheck’s locations are open 24 hours daily. Its price is typically set at around $0.89. Rite Check accepts cash and debit cards as its payment options and uses MoneyGram as its money order company.
• Western Union Agent Locations
Some of the western union agent locations are open 24 hours a day. It usually costs between 0.50 to 1.50 dollars. The Western Union agents’ accepted payment alternatives are your debit card or cash, and they use Western Union as their Company.
• 7-Eleven
The 7-Eleven is a convenience store and a gasoline station that sells money orders. Only a subset of its 78,000 locations offers 24-hour money order sales. Every money order will cost you not more than 3 percent of your purchase.
It accepts cash, debit, and credit cards as its payment methods and Western Union or MoneyGram as its Company.
• CVS Pharmacy
Consumer value stores are a pharmaceutical company with close to 10,000 stores. Some of its locations are available for 24 hours.
However, many of these locations are located in tourist and large urban areas. Using CVS will cost you about $1.25. Its recognized payment method is only cash, and its Company is MoneyGram.
Document Required to Buy a Money Order:
The money order purchase will not usually demand any other things aside from yourself and a means of payment. However, when you buy a money order of over 3,000 dollars, you will need a few more documents.
These documents include your current address, date of birth, social security number, and a valid ID card. Note that 24 hours of purchase does not allow for large purchases of money orders.
Conclusion
A money order will always be a safe form of money that you can buy and use to pay bills without being at any risk. It works like a check, so you can either cash it out or put it into a bank account. You can purchase it with cash, your debit card, or your credit card. But you should know that using a credit card can result in additional charges.
- Where do I cash out my money order?
It is better to always cash your money order at the same institution or store where it was given. You can also choose to put the money in your bank account if there is no urgent need for the money.
- How long do I wait to cash a money order?
With a money order, you would have to wait for a minimum of forty-eight hours after the date it was issued to confirm the verification number’s validity and get an authentication number.
